She presented a Sprint bill for $1,448.88.
She claimed she paid this through a collection agency, AF&I.
She also presented a letter from a collection agency.
The letter stated the Sprint account was settled.
It had handwritten notes about payments.
Contradictory Bank Statements
Ms. Mullins provided a Huntington Bank statement.
It showed two transactions.
One was for $768.
The other was for $442.
The bank statement described these transactions as "medical services and health practitioners."
Ms. Mullins claimed these were payments for the Sprint bill.
Judge Judy pointed out the description did not match.
The amounts also did not match the total Sprint bill.
Judge Judy's Skepticism
Judge Judy stated she was not crazy.
She refused to create proof for Ms. Mullins.
The bank statements clearly showed payments for medical services.
Judge Judy would not assume they were for a Sprint bill.
The amounts were also different from the Sprint bill.
Ms. Mullins insisted she gave credit card information to the collection agency over the phone.
She claimed they made a partial payment of $768.
She said another payment was made for the Sprint bill.
Judge Judy moved on from this claim.
Total Amounts Claimed
Ms. Mullins claimed she loaned Mr. McGrath a total of $15,770.
Mr. McGrath had deposited $12,071 into her account.
The Verdict
Judge Judy dismissed Ms. Mullins' case.
She stated that Mr. McGrath owed her nothing.
This was partly because Ms. Mullins took the car back.
Judge Judy found Ms. Mullins' evidence for other claims insufficient.
The evidence for the Sprint bill was contradictory.
Final Statements
Ms. Mullins claimed she took care of Mr. McGrath for a year.
She said she paid his bills.
She believed he promised to pay her back.
She stated he did well until he moved out.
She felt he stopped paying after moving out.
Ms. Mullins said she loved him like a son.
She believed he owed her the money.
Mr. McGrath felt he had paid her back.
He stated his mother would not bring him to court.
Ms. Mullins wanted him to learn to get out of bad credit.
She wanted him to be educated.
Mr. McGrath learned not to trust as he trusted her.
Judge Judy advised him to go on with his life and stay out of trouble.